About Fortiva Financial

Fortiva Financial offers lending solutions that make retail products and services accessible and affordable for consumers. Through our proprietary analytic and collections capabilities, we are able to leverage our experience to approve applicants who may be declined by a traditional credit issuer.

Fortiva can design a financing program to meet your needs and the needs of your customers. Whether you are a small vendor, service provider, national retailer or an organization wanting to offer lending solutions to your employees, we can help. Our flexibility allows us to efficiently service any sized company in any industry.


Fortiva is a subsidiary of a publicly traded financial services company. For 15 years, we have specialized in providing credit to underserved consumers. Our underwriting expertise and proprietary credit models allow us to offer lending options to consumers, regardless of credit score. We have originated over 13 million new customers and over $15 billion in receivables. Our financing is affordable for the consumer and profitable for the business.

Our experienced in-house account management team oversees internal resources and outsourced vendors in the U.S. and around the world. This global infrastructure gives us the flexibility required to grow quickly and seamlessly.

Fortiva provides:

  • ​Proprietary credit models to maximize credit lines​
  • Years of credit risk experience ​​
  • Innovative technology resulting in process efficiencies​
  • Training to educate on financing offers, terms and processes​​

Our Advantages:

  • National coverage​​
  • Integration solutions to optimize customer experience​​
  • 100% real-time decisions​​
  • Flexible programs structured to meet your needs​​
  • Ongoing account management and customer financing support​​

Valuing Privacy: We at Fortiva are sensitive to concerns about the uses and security of personal credit and financial data. We have taken measures to protect and restrict access to this information. We want our customers to be assured that their relationship with Fortiva is treated confidentially and with respect.